Pre-PurchaseHousingCounseling

For many people, purchasing a home is their biggest investment.  NHDC will provide you with the tools necessary to make this process as smooth as possible.  This one-on-one session will allow you to meet with a counselor to assess your situation, develop an action plan, and help you avoid certain pitfalls experienced by some home buyers.  Studies suggest clients who complete some form of housing counseling are less likely to experience mortgage delinquency.  We want you to meet with one of our certified counselors before you make the decision to buy your home.  Generally, these sessions last about an hour. We can help!

 

NHDC is a HUD-certified Housing Counseling Agency that takes pride in assisting 1st Time Home Buyers make the dream of homeownership a reality.

 

 

To schedule an appointment, please complete the Pre-Purchase Intake Form and gather requested documents then bring in, mail, fax  or email them to Anne Conklin at aconklin@gnhdc.org

 

During this session, we will need to access your credit report.  If you have a copy of your credit report, please bring at the time of your appointment.  In the event you don’t have a copy of your credit report or you want an updated one, NHDC can pull your credit report for $15.15 (individual/single person) or $30.30 (couples).  This report will include a score from Experian, Trans Union and Equifax.

 

Recommended Steps to Buying a Home:

1.       Secure Financing

2.       Shop for a Home with a Realtor &/or Attorney

3.       Get a Home Inspection by a Licensed Home Inspector

4.       Shop for Homeowners Insurance

5.       Get an update Survey of the property

6.       Ask the lender for a copy of the appraisal

7.       Complete your final walk through & Closing

 

In addition, NHDC wound encourage you to request your closing documents at least 24 hours prior to closing for your review.